Dutch housing market scenarios

The Directorate-General Housing, Building and Integration (WBI) asked De Ruijter Strategy to create different future scenarios for economic development and to outline the housing market policy issues arising from them.

What gave rise to this assignment was the growing awareness that the situation of the financial markets is of increasing importance for the realization of the objectives of WBI’s policy – affordability and availability of sufficient housing – and that the funding of the housing stock can influence financial stability. The objectives of the assignment were to obtain further insight into the current developments of the financial markets, create a set of future scenarios for the benefit of the policy agenda of WBI, and improve contacts WBI has with players in the financial sector.

Ten experts from the financial sector and the housing sector were interviewed and two workshops were conducted. The results of the workshops and the input from the interviews were incorporated in the report below.